Meet the CMA 2016 Finalists: ID & Authentication

ID AuthSecure Authentication is key when it comes to securing people’s identity. Living in the 21st Century with so much of our lives out there for people to see, connect with or even, unfortunately, copy or steal, means that a category such as this has wide ranging implications.

Contactless and mobile technology adds the convenience to ID applications, facilitating the use of government and/or private sector issued schemes. This category looks to the most prolific secure ID systems out there today.

The four finalist in this increasingly important segment are;

  • BANK PEKAO – ELECTRONIC STUDENT IDENTITY CARD (POLAND)
  • TATRA BANKA – NFC  OVERVIEW (SLOVAKIA)
  • ORANGE  – MOBILE CONNECT (FRANCE)
  • OBERTHUR TECHNOLOGIES/HATTON NATIONS BANK – SATHKARA PENSIONER CARD (SRI LANKA)

Bank Pekao SA  is one of the largest financial institutions in Central and Eastern Europe and is a part of UniCredit Group, one of the leading international financial institutions. Bank Pekao S.A. has developed the Electronic Student Identity Card (ELS), which combines the functionality of a payment card with an identity card. Bank Pekao S.A. has developed the solution for universities – one card for students which has multiple functionality: legitimacy (Identification card), library card, contactless payment card (which can pay in stores and online, and withdraw cash from ATMs), act as a key access device to a specific group of spaces and a communication/transport city card. To start using the payment functionality of the card the student has to open an account with Bank Pekao S.A. Katolicki Uniwersytet Lubelski Jana Pawła II (Catholic University of Lublin John Paul II – KUL) was the first university to implement this solution in Poland.

Tatra banka was the first bank in Slovakia that offered its clients a native mobile banking application, the first in the EU with mobile contactless payments for iPhone users and the first and only bank in Slovakia with ATM withdrawals via smartphone. “NFC Overview” (Authentication through Payment Card and NFC) is the functionality of Tatra banka’s mobile banking application for Android smartphones with NFC, which displays an account balance and the last 10 transactions. The functionality uses a standard contactless payment card as an authentication tool for the mobile banking application. Functionality is initiated by tapping the client’s payment card to the smartphone. NFC Overview is the fastest and easiest method for a client to find out the balance on his/her account – which is the most requested information in mobile banking. A client with multiple accounts/cards doesn’t even need to remember which card has been issued to which account. If a user wants to use the NFC Overview functionality, he/she needs to install the application Tatra banka to the Android smartphone and enable NFC functionality.  Then he/she is ready to tap the payment card to the smartphone in order to see the information about an account balance and the last transactions.

Orange is one of the world’s leading telecommunications operators with sales of 39 billion euros in 2014 and 157,000 employees worldwide as of September 2015. Mobile Connect is the new standard in digital authentication: simply by matching the user to their mobile phone, Mobile Connect allows them a secure and universal solution to log-in to websites and applications quickly, without the need to remember passwords and  usernames. It’s safe, secure and no personal information is shared without the user’s permission. It can be accessed using a basic mobile phone. Mobile Connect is easy to use: click on the Mobile Connect logo featured on the web or mobile service you are using, a message will then pop up on the mobile phone. Then type your personal code if the service provider requests extra security. The Mobile Connect personal code is set by the user and it is not saved by the sites themselves or by Mobile Connect; it is simply encrypted on your SIM card. After this you are logged into to your website or application. Orange is committed to launch the Mobile Connect service in Spain, France, Morocco, Egypt and Jordan in the first half 2016 and other Orange countries will follow later in the year.

Oberthur Technologies has launched the “Sathkara” card with Hatton Nations Bank (HNB) in Sri Lanka, which combines identity and payment into one card for pensioners. One side is an ID card with the pensioner’s photo and other demographic details, while the other side is dedicated to payment (Visa Debit card). The contactless interface is used for access & loyalty. The card was launched by HNB in December 2015 and the bank aims to reach the 500,000 pensioners in the country. Several benefits and privileges can be obtained through a pension ID card combined with the debit facility. The photo identity of the owner on the surface of the card is linked to a bank account for the pensioners to withdraw money. Since it is powered by a strong international card association, pensioners can use this card for purchases around the world. The card provides the convenience of having all their identification details/data in a secure internationally accepted enabled device, which allows the Department of Pensions to electronically store all data about the pension holder in the card itself for speedy transactions.

You can find out who the lucky winner for the category will be by attending the awards ceremony that will be held on the 26th April in London. Tickets are still available and can be found by following the link here – but don’t delay as places are limited.

Tags: , , , , , , ,

Categories: Contactless & Mobile Awards

CONNECT with Contactless Intelligence

Connect with us here

No comments yet.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

w

Connecting to %s

%d bloggers like this: