Cookies, Germany peer-to-peer mobile payment app, launches beta version with DKB

cookiesThe peer-to-peer Germany-based Cookies payment app has launched its beta version in cooperation with German bank DKB. The app is available for iOS and Android and works with all German bank accounts.

Unlike other mobile payment apps that require users to load credit in a new virtual wallet, the Cookies app takes payments directly from the associated bank account. Money can be sent to any contact with a phone number or email address. All payments are confirmed with a PIN or the fingerprint reader on the phone.

Cookies App is in invite-only mode to start. Everyone who has registered on the website in the past few weeks and months gets a personal invite code, allowing them to use the Cookies App as of now. Anyone who is not yet registered can claim an invite code on the website. Registered users can invite up to three persons to use the app after making a payment with the app.

Those who have not previously registered, can enter in a raffle for invite codes on Facebook in the coming days. Alternatively, they can send an email to the start-up explaining why they want to use Cookies straightaway to get an invite code.

The security and data-protection systems have already been implemented and are checked and approved by German certification body TUV. Sensitive user data is kept on the smartphone in encrypted form and will never be stored on servers, the company said. Payments conform to German banking standards and are protected by the Deposit Protection Fund.

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Categories: Mobile Payments

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