Conference Speakers

Ram Banerjee


Ram has a passion for Smart Card technology especially when applied to Payments, Loyalty and ID. He has co-founded several companies including ACT (now part of Fujitsu) – the UK’s largest supplier of Transit ticketing systems.

Since 2010 he has devoted much of his time to TransaXiom, a UK company dedicated to bringing true electronic cash to mobiles using novel and patented technologies.

Adrian Burholt

adrian_burholtAdrian specialises in delivering outstanding new payments and mobile products to market and has been instrumental to the success of several of the major telecoms and banking businesses including Vodafone, Mercury, NEC, Payments UK and the UK Cards Association. During his career he has led, managed and launched of a number of significant ‘game changing’ mobile and payments based products and services such as text messaging, 3G and the industry wide mobile payments service, Paym.

Adrian is currently leading the delivery of the UK wide framework for the use of contactless bank and credit cards for public transport outside of London.

Jérôme Clauzure

jerome_clauzureJérôme has worked as the Smart-Ticketing Official at the French Agency for Multimodal Information and Ticketing (AFIMB) – part of the Ministry for Transport – since 2011.

His principal role is to promote interoperability: providing citizens with a more compelling alternative to the car through seamless public transportation offerings. To this end, AFIMB supports several standardization efforts with French and European partners.

He cooperates with many stakeholders: from governments to transportation entities, technology companies to banks, MNOs to e-Ticketing schemes. He also manages the certification working group of the Smart Ticketing Alliance, which has produced the framework for a certification program.

In 2003-2007, he was responsible for the Digital Tachograph implementation in France, acting as Risk Manager and Contact Person for European authorities.

Dr. Ralph Gambetta

Ralp_GambettaManaging Director of Temco GmbH, Ralph has a management and politics background with a Ph.D. as well as a strong involvement in the transportation sector. Before joining Temco GmbH in 1997, he was active in various transport companies such as German Railway, International Railway Union (UIC) and RATP (Paris metro and bus operator). Projects have included the successful smart card project CALYPSO and SINCE project.

Since 2005 he has been in charge of promotion at Calypso Networks Association (CNA) and the deployment of smart ticketing schemes. Recently his function at CNA was extended to General Secretary. He is also a member of the German standardisation committee of information technology and smart cards and vice chair of the Smart Ticketing Alliance.

Liz Gibson

Liz CoodeLiz has a wealth of payments experience, having worked for Creditcall for over fifteen years and is now Head of Payment Services. Joining the company from a telecoms background in 2001 (having spent the first ten years of her working life in catering, which she refers to as ‘great training for handling ten impossible deadlines simultaneously while everyone’s yelling ’) she has led the company’s PSP sales for over a decade, during which time the company has grown from under a dozen people to almost a hundred.

Liz’s role includes direct sales working with larger clients with complex projects and a market lead approach helping to ensure Creditcall’s PSP solutions are available and suited to as many customers, integrators and manufacturers as possible.

Arco Groothedde

arco_grootheddeStarting his career in the Payment Industry, Arco switched to work for the Dutch Vehicle Licence organization and the Dutch Kadaster (Land Registry & Mapping Agency). Since 2012 Arco has been CEO of Translink Systems B.V. where his 28 years of experience working in IT, Operations and General Management in public/private businesses has come together. Translink is the connecting force behind the OV-chipkaart.

Translink processes 2.4 billion transactions per year and about 14 million OV-chipkaarts are in ‘use’. We have built up a wealth of experience, data and knowledge on contactless payment in public transport and are developing a variety of innovative, well thought-out services for customers and passengers, with a clear vision of the future.

Yannick Le Goff

yannik-le-goffYannick started his career in 1997, at CAP Gemini as a project manager. He continued to develop his skills during 14 years at Schlumberger/Parkeon in various management positions such as project manager, Key account manager, R&D manager and Marketing and business development director.

He has a strong background in the urban mobility eco-system, based on transport and parking experiences.

Since December 2012, he has been the Head of Transport in the Financial Services Institutions Business Unit to lead the transport business within Oberthur technologies. Yannick has been involved in the OSPT alliance since 2013 and has been elected as president of the OSPT Alliance board.

Tony Pettitt

tony_pettittTony has been Chief Finance & Information Officer at Reading Buses for four years, with responsibility for finance, business support and IT systems and for major investment projects. He was previously an independent transport planning consultant with more than thirty years’ experience, gained in the UK and overseas, working with and for local authorities, transport operators and central government.

He has particular expertise in public transport operations and promotion, having worked extensively on transport telematics, including urban traffic management and control systems, ticketing, card technology and traveller information systems.

Sébastien Piolat

Sebastien PiolatSébastien joined the FinTech company Smartlink SA in 2013 and has moved across the company contributing in technical and business roles. In his current role he leads innovation projects related to contactless, payment, and wearables. As part of this business development role, he represents Smartlink during exhibitions and among Smartlink’s partner organizations. Now, his main focus is driving the evolution of the Contactless Companion Platform (CCP) in order to make any contactless service accessible from any device.

Michelle Salway

michelle_salwayMichelle is Senior Director of Sales (EMEA) at Nok Nok Labs and has over 25 years experience in the IT industry, with the last 15 years focused on Information Security in high tech sales and products.  Before joining Nok Nok Labs, Michelle spent the previous 5 years as sales and product specialist in Identity and Authentication services for Symantec, and has managed sales organisations in EMEA for PGP TrustCenter and TC TrustCenter.

Prior to that, she was Head of Government sales for Betrusted in the UK, and before moving to the UK was GM of Sales at 90East, a Managed Security Services company in Australia. She left her native New Zealand in 2000 after working with both Systems Integrators and Network Services Providers there.

Björn Scharfen

Bjoern_ScharfenBjörn has 20 years of experience in the electronic components industry and is currently heading the Payment and Wearables Product Line within the Smart Card Solutions Business Line at Infineon Technologies. He has worldwide responsibility for hardware based security solutions used in Financial Smart Cards and fast growing wearable Products.

Prior to this role he has worked for over 15 years in different positions within the Marketing of the Chip Card And Security ICs division, leading Product Marketing for Payment, Communication and Transport Ticketing for the last 5 years. Before joining Infineon in 2000, he started his professional career in 1997 with the Ceramic Components Division at Epcos AG as Product Marketing Engineer for automotive, industrial and consumer applications.

Kristian T. Sørensen


Kristian’s work within financial services has made him an acknowledged fintech thought leader. He is ranked on Rise Global’s “100 most influential people in fintech” and was shortlisted by PayExpo for the 2016 “Payments Power 10”.

Prior to joining Norfico, Kristian served four years in various strategic positions within Nets, where he led the strategy development for Nets’ mobile services across the Nordics.  Since 2010, Kristian has participated in Mobey Forum and has been an active contributor to the forum’s white papers. In 2016, Kristian was awarded honorary membership for “outstanding contribution” to the organisation.

Before Nets, he worked 10 years for the Danish bank Nykredit moving from managing online banking, over mobile banking to mobile payments.

Steve Wakeland

Steve_WakelandSteve has worked in technology risk management and information security at various industrial and financial services organisations for over 30 years.
He joined ITSO Limited late in 2011 as Governance Manager to lead compliance through the implementation of policies and procedures across the ITSO membership.

Since becoming General Manager of ITSO in January 2015 Steve has focussed on increasing the resilience of the organisation by strengthening the team, improving technology and supporting processes. More recently he has steered the company’s focus towards future-based technologies, including mobile and account-based ticketing.

Samee Zafar

Samee is a director in the London office of Edgar, Dunn and Company, a global management consulting firm. Samee has advised clients in North America, Europe, and Asia Pacific.

He focuses on advanced payments consulting advising banks, Fintech / technology companies, payment service providers, and other companies on internet and mobile commerce / payments. His expertise includes competitive strategy, operations improvement, financial management, and risk management. He has also advised clients on M & A transactions within the financial services sector.

Previously he worked at PricewaterhouseCoopers and Visa in New York and London. He has written widely on emerging trends in financial services, technologies, and related areas and also writes a regular blog.